The Buffalo News reported today that the Town of Amherst last Monday became the first Erie County municipality to pass a law that would prohibit drivers from composing, reading or sending a text message while behind the wheel. Violators face a $150 fine for each offense. It also reported that the Cattaraugus County Legislature passed a similar law in June. Niagara County and Erie County legislatures are expected to vote on similar proposed laws in the coming weeks.

Race your sailboat! But first, make sure your insurance covers racing.
Here in Buffalo, NY on Lake Erie, sailboat racing is well underway on Tuesday and Wednesday nights. Racing generally means there are more crew members on your boat and working in more dangerous conditions than cruising. Many insurance policies do not cover racing. Please be familiar with your