The Artvoice reported today that Blue Shield California twice refused to pay $2,700 emergency room claims by Rosalinda Miran-Ramirez, concluding that it was not a “reasonable” decision for her to go to the emergency room that morning when she awoke to a shirt saturated from blood with what turned out to be a breast tumor. Only after KPIX-TV reported the story did the insurance company pay the claim. Further, it reported that the National Women’s Law Center found that the laws of eight states permit insurance companies to deny health coverage to a battered spouse (as a “pre-existing condition”) since batterers tend to be recidivists.

Race your sailboat! But first, make sure your insurance covers racing.
Here in Buffalo, NY on Lake Erie, sailboat racing is well underway on Tuesday and Wednesday nights. Racing generally means there are more crew members on your boat and working in more dangerous conditions than cruising. Many insurance policies do not cover racing. Please be familiar with your