New York legislature passed a watered down bill on texting. Basically one can’t be stopped and ticketed for it unless there is another reason for a stop, such as speeding, reckless lane change, etc. Look at the story/video in the New York Times which discusses the law in England, where texting drivers can be jailed in extreme circumstances, such as causing death of others on the road. Texting by car and truck drivers causes thousands of wrecks and needless deaths annually.

New Law Alert: New Supplemental Spousal Liability Bill Passed
In New York, all registered vehicles must have certain insurance coverages. When individuals pay insurance premiums to a company, the company is legally obligated to provide indemnification and cover expenses, up to a specified limit, on behalf of the insured. This type of coverage is referred to as

